Time flies so fast !

One year ago, I remembered going to Singapura Finance wanting to withdraw my matured fixed deposit amount, but was rejected because I went too late and the principal amount was already auto-committed for another year. If I were to terminate the account then, the penalty would be hefty. So I marked my calendar and told myself that one year later, I will close the FD. I even went to the branch 3 weeks before maturity and hope to request in advance for a standing order to send the principal amount in cheque. No, they said. Have to wait for maturity date.